HOW TO GO FROM
Right out of PA school, before the ink was even dry on my contract, my wife and I were lounging by the pool in the Bahamas. That's right, we deserved it, and we had a blast. We soaked up the sun; we swam in the pool, we drank banana daiquiris. We lived it up. It was great.
Almost immediately after that, we went house shopping. I was done with school, and we'd be starting a family soon. The townhouse we were living in wouldn't do. We looked, and we looked.
Do you know what happens when you go looking for a house? You get swept away. That's how it works.
Well, we found an amazing place with a pool and everything. The only problem was that it was over what even the banker said we could afford (and at that time, those guys were shoveling money out the door).
So we did the "smart thing." We bought a beautiful home for our family that we could just barely not afford. Instead of our boat sinking in the night during a terrible storm, we got to endure a slow, painful sinking over months.
Unraveling the messes I've created has become my life's work, and this financial bit is just one more of those. I'm probably the last person to take financial advice from. I graduated from PA school with close to $100,000 in student loan debt (which I'm still paying off to this day, but getting ever closer). I almost ruined our family by buying that family home. I've had a business that didn't know if it could afford to be open or not. I've had bills passed due and not even known about it. I'm pretty sure our picture is up on the wall at Pottery Barn with a big note saying, "Do Not Do Business with this Couple."
Along the way, I've learned a thing or two. I've made some messes, and I've cleaned some up. Some I'm still cleaning up. I'd like to share with you what I've learned along the way. I'd like to share with you how you CAN have it all; you just have to do it BETTER than I did.
If I had to guess, I'd estimate that 80% of PAs do what I did when they get their first job. They go quickly from broke to really, really really broke when they start earning an income. I want to show you some simple steps to avoid the mistakes I made. I want to point out to you the traps you don't see coming and save you THOUSANDS of dollars. It can be so easy to avoid the same problems if you know what's coming.
I'm not saying you can't have any fun or that you can't buy that house. What I am saying is you can't be so blinded by the "I deserve it" mindset that you create a mess of your own. I've got you covered, and I can't wait to share it with you. You'll find the answers to all of these issues and a road map for moving to debt-free and success inside...
The Physician Assistant Student's Guide to Money: From Broke to Debt Free and Beyond
And inside, I am going to teach you how to fill your piggy bank so that you can have everything you want and the freedom to decide how you'd like to live.
Exactly where to get started even if you have no clue where you are, how much you owe or wear your money goes. Everyone talks in platitudes and theory without ever getting into the weeds. In this book, you’re going to get specific instructions on how to sit down at the table and in a few hours have a clear framework for where to go next.
Why experts recommend you DON’T adjust your spending even a penny if you want to pay down your debt.
A not so Super Secret way to save over 100$ a month on your cell phone bills. It’s plastered all over billboards on my way to work, and I never saw them until someone told me. This one is tremendous as my kiddos are starting to ask for a phone.
Three ways to live for FREE that don’t involve a bus down by the river under a bridge.
One thing to do (that you’re probably already doing ) once you graduate that has the potential to be worth hundreds of thousands of dollars.
Albert Einstein’s most exciting discovery and how it directly affects your ability to pay off your student loan debt.
How to make some easy loot even while in school (god forbid).
A 100% reproducible way to knock out your student loan debt early. It isn’t sexy. It isn’t flashy, but it works every single time it’s tried, and we’ll even supercharge it a little bit.
My favorite definition of wealth. A definition that will be your guiding light as you move through LIFE. You can hold onto it and use to motivate you right out of that hole you’ve been digging.
The one word that can take down your finances for years to come and have you eating Alpo when you finally get to retire. This one word is the biggest trap out there, and it’s set and waiting for you on graduation day.
My single biggest finical mistake and why you MUST avoid doing what I did. For starters, it almost ruined my marriage.
A method to purchase your freedom long before your wrinkled and riddled with arthritis and can’t enjoy it.
Why making more money will NEVER solve your money problems. Me and a lot of others have tried for years, but it’s like pushing water upriver. Once you start moving DOWN the river, it’s a game you can WIN!
The biggest most important thing I’m saving for. This one idea has cured me of all of my budgeting woes and complacency. Since I discovered this, I’ve worked nonstop to get it
Why you can’t let Sweet old Aunt Sallie pay for everything. It turns out she’s got a knife hidden in her purse waiting to cut you and watch you bleed to death as soon as you take your eyes off of her.
What factor plays the most significant part in deciding what specialty you go into. I’d love for it to be the area of medicine that you like the most, but it isn’t. Not if your like 83.1% of graduating PAs.
How my wife cut our second most significant monthly expense in half (saving over $1,000 per month). It’s even easier if you're single.
How to win even while starting at less than zero
Two mathematical equations that will zip you to the finish line.
The most important thing to NOT do when you get your first job. Everyone, and I mean everyone, will tell you to do this, and they might as well be locking you in handcuffs as they're patting you on the back. This one alone is worth the price of admission all by itself.
Brian’s podcast and newsletter helped me as a pre-PA student up until now finishing my 2nd semester of PA school. I have all the newsletters thus far, and each one covers various topics to help pre-PAs and practicing PAs with techniques to improve ourselves.
I tried different methods suggested and found what works for me to improve my study efficiency to maximize my exam performance and family time. The material covers all bases from passing didactic, clinical rotations, passing PANCE/PANRE, getting your first job and handling student loan debt.
An avid listener for the couple of years down in Florida. Just wanted to contact you and sincerely thank you for doing what you do and posting these podcasts. I'm extremely excited to say that I recently found out I passed my PANCE and officially PA-C!! Couldn't have done it without you the many hours of listening to you in my ear, thanks a million for all the tips and help!! you are the best!
I am extremely grateful for the resources and services you have provided. Your podcasts, the final step, and the exam scholars newsletters have helped me immensely in achieving my goals. I recently graduated and passed the PANCE first attempt, and I have a potential job in family medicine that is in the works (waiting for the opening to become available).
I have been using your services for a little over a year now and they really do the trick.
The Physician Assistant Students Guide to Money: From Broke to Debt Free Print Book
The print version of the book delivered direclty to your door. ($58 Value)
The Physician Assistant Students Guide to Money: From Broke to Debt Free - Audio Version
The audio version will be delivered directly to your phone via the brand new PAER app ($58 Value)
I'll take on all the risk. Read the book, listen to the audio. If you can't think of a way to at least double what you spent on the book I'll... I'll...while I can't imagine a scenerio where that happens if it does, I'll send you back 100% of the purchase price.
